Experts in Real Estate Finance
TERM MORTGAGES
Buy to Lets
All Commercial Use
HMOs / MUBs
SHORT TERM LOANS
Auction Loans
Bridging Finance
DEVELOPERS
Development Finance
Developer Exit Funding
Enquire
Buy to Lets|HMOs|Multi Unit-Blocks|Commercial|Leisure|Care |Hospitality|Land|Conversions|Refurbishments|New Build|Development
Bridging Finance
Agricultural & Farms
Auction properties
Care Homes (Nursing | EMI | Recovery)
Commercial & Industrial Premises
Dilapidated properties
Hospitality | Leisure (Hotels inc Public houses/bars)
Land (with & without planning permission)
Office blocks (for investment or development)
Non conforming securities
Retail and Mixed Use Properties
Residential (BTL | HMO |MUB | Student PBSA| PRS | Social)

Key Features
Completions from 3 to 10 working days subject to valuation and legal services
Dedicated bridging specialists
Rates from .79% per month
Up to 100% LTV subject to valuation

Development Finance
Conversions
(Offices, period warehouse/factories/retail) PDR / Planning)
Extensions (new build to Dormas)
Refurbishments
(all schemes from cosmetics (Light Refurb) to structural amendments(Heavy Refurb)
New build construction
(residential, commercial and industrial schemes welcome)
Developer Exit (up to 75% LTV on BC sign-off)

Key Features
Experts in scheme funding placement
Exclusive rates from 7.95% p/a
RLS and Homes England funding
Up to 75% LGTV / 90% Cost
Mezzanine and Equity Stack Options

Mortgages|Commercial & Buy to Let
Buy to Lets | HMOs | Multi Unit Blocks
Mixed Use Properties
Farms & Agricultural Land
Commercial and Industrial Premises
(commercial investment and owner occupier accepted)
Care Homes (EMI, Nursing Homes & Recovery Centres)
Hospitality & Leisure
(including ground rent investment funding)

Key Features
Commercial
up to 75% LTV rates from 7.55% plus BBR
BTL
up to 85% LTV rates from 5.79%
HMO/MUB
up to 75% LTV rates from 5.99%
(Incorporation products available)


Why Chose Us?
River Commercial support the real estate finance industry of developers & investors through extensive experience and solid relationships built with our banks and clients.
We provide advisory services in acquisition, refinance, capital raising, structured finance and restructuring coordination.
Our products are broken down into three categories; Commercial Term Loan, Mortgages (BTL/HMO/MUB), Auction/Bridging Finance & Property Development Finance.
We began our journey in the professional sector of real estate financial services in 2014. Our primary objectives; to cater for experienced investors and developers.
In 2015 membership with the NACFB was granted and subsequently in 2016 the company achieved regulation approval under the Financial Conduct Authority.
And in 2018 we were one of the first licensed intermediaries to join FIBA. Our duty of care is to both our clients and our banks/lenders.