top of page
Search

Light and Heavy Refurbishment Finance

We are delighted to offer our developers market leading rates and speedy completions from LendInvest. Loans available for all light and heavy refurbishments and development funding for new builds / conversions. This scheme involved a full refurbishment of a ground retail unit and 7 HMO units above. Completion took 14 working days in total allowing the developer to deploy his teams with ample time to spare. #realestate#funding#construction#development#contractors#hmos#refurbishments#propertydevelopment


 
 
 

Recent Posts

See All
Developer Exit Rescue

http://specialistfinanceintroducer.co.uk/tuscan-capital-funds-urgent-2-2m-developer-exit-bridge/

 
 
 
CBILS for developers

Will we see a credible CBILS programme for bridging and development funding? Many lenders are assessing the viability of interruption...

 
 
 

Comments

Trading Address

​

River Commercial

River House
3-4 John Prince's St
London, W1G 0JL

Registered address

​​

Trinity Court, Church Street, Rickmansworth, United Kingdom, WD3 1RT

Company status

Active

​

©2026 River Commercial (All Rights Reserved)

River Commercial is a trading style of River Commercial Ltd and is authorised by the Financial Conduct Authority under reference 726737

https://register.fca.org.uk/s/

Registered in England and Wales. Companies House registration number 08854786. FIBA Number NAC10469. ICO Number ZA554275 

River Commercial is licensed finance intermediary & credit brokerage River Commercial does not provide advice or recommendation or any regulated financial products. The registered address is Batchworth House, Batchworth Place, Church Street, Rickmansworth, Herts, WD3 1JE

​

A guide to our fees

​

Privacy Policy

​

Terms of Business

​

bottom of page
Bridging Finance
Buy to Let / Commercial
Development Finance

Bridging Finance Calculator

Short-term lending 1–24 months. Rates from 0.79%/month.

£
£
0.79%1.5%
1m24m

Results

LTV
71.4%
Monthly Interest
£3,950
Total Interest
£23,700
Total Repayable
£523,700
Arrangement Fee (est. 2%)
£10,000
Indicative only. Subject to valuation and legal services.

Buy to Let & Commercial Mortgage

BTL from 2.2% | HMO from 2.9% | Commercial from 3.55%+BBR

£
50%85%
2.2%8%
530

Results

Loan Amount
£300,000
Monthly Payment
£875
Annual Payment
£10,500
Rental Needed (125% ICR)
£13,125
Yield Required
3.3%
Indicative only. Subject to credit and underwriting.

Development Finance Calculator

Up to 90% of costs / 75% LTGDV. Rates from 7.95% p/a.

£
£
£
50%75%
7.95%14%
6m36m

Results

Max Facility
£1,300,000
Total Costs
£1,200,000
% of Costs Funded
100%
Est. Interest (rolled-up)
£175,500
Indicative Profit
£624,500
Profit on Cost
52%
Indicative only. Subject to planning, QS and lender underwriting.
Ready to proceed?Speak to a River Commercial specialist for the best terms.
Call 020 7493 4631