Calculators | River Comm

top of page

bottom of page

Bridging Finance

Buy to Let / Commercial

Development Finance

Bridging Finance Calculator

Short-term lending 1–24 months. Rates from 0.79%/month.

Gross Loan

Property Value

Monthly Rate: 0.79%

0.79%1.5%

Term: 6 months

1m24m

Results

LTV

71.4%

Monthly Interest

£3,950

Total Interest

£23,700

Total Repayable

£523,700

Arrangement Fee (est. 2%)

£10,000

Indicative only. Subject to valuation and legal services.

Buy to Let & Commercial Mortgage

BTL from 2.2% | HMO from 2.9% | Commercial from 3.55%+BBR

Type

Property Value

LTV: 75%

50%85%

Rate: 3.5%

2.2%8%

Term: 25 yrs

530

Repayment

Results

Loan Amount

£300,000

Monthly Payment

£875

Annual Payment

£10,500

Rental Needed (125% ICR)

£13,125

Yield Required

3.3%

Indicative only. Subject to credit and underwriting.

Development Finance Calculator

Up to 90% of costs / 75% LTGDV. Rates from 7.95% p/a.

GDV

Build Costs

Land Cost

LTGDV: 65%

50%75%

Rate: 9%

7.95%14%

Build Period: 18m

6m36m

Results

Max Facility

£1,300,000

Total Costs

£1,200,000

% of Costs Funded

100%

Est. Interest (rolled-up)

£175,500

Indicative Profit

£624,500

Profit on Cost

52%

Indicative only. Subject to planning, QS and lender underwriting.

Ready to proceed?Speak to a River Commercial specialist for the best terms.

Call 020 7493 4631